TLOMA Finance SIG - Introduction to Integrated Disability Solutions
Most plan administrators don’t realize how many options they have when it comes to long term disability coverage for their firms.
In today's world, we are seeing a rise in long term disability claims for things like chronic disease and mental health. The maximums of typical group LTD programs are often not high enough to meet the needs of high income earners like lawyers. Personal LTD plans can come with onerous and thorough medical exams that have a high rate of decline.
This session will explain how combining the two types of coverage with an integrated strategy can greatly increase the coverage for everyone at the firm.